Affordability Mortgage Calculator

Mortgage Calculator

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Affordability Calculator

To check that you have earned enough over the past 3 years to qualify for the mortgage that you require we have designed this affordability calculator which will use a standard income multiplier to calculate the current income required for a given mortgage amount. Please note that existing loans and credit card debt along with other mortgages (i.e. buy to lets) may reduce the amount that can be borrowed overall.

Approval can be within 60 seconds with some lenders and we can therefore set the ball rolling almost immediately. Make a NO OBLIGATION enquiry now!

Calculator Instructions

Enter your Required Mortgage figure in the ‘Mortgage Required’ field and click the ‘Calculate’ button. If your income exceeds the ‘Income Required’ amount then please contact us using either the form below and we will pass your details over to IFAs FreelancerMoney who are regulated and authorised by the Financial Services Authority. Alternatively you can call them direct on 0845 062 8888, and if you mention our name Self Cert Mortgage you will be charged none of the usual broker fees.


    We maybe able to help even if the Income Required is not enough. Fill in the form below and one of our mortgage experts will contact you shortly.

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