Self Cert Mortgage Related News Articles
To keep you informed of what is happening in the world of mortgages relating to the self employed and self cert mortgages we will be building up a collection of articles each month.
Borrower's credit score.
[June 2009] When wondering if you measure up to a self cert mortgage criteria the lenders aren't thinking at all. Read more
Fast track mortgage.
[June 2009] If you are a borrower who maybe self employed and cannot prove your income things can get hard... Read
more
Self certification mortgages tailored to your needs.
[June 2009] The norm has been that it is more difficult for the self-employed to
get mortgages. Read
more
Money floods in but only a drop comes out.
[May 2009] Billions upon billions were pumped into the
banking system... Read
more
Unemployment up so will self cert mortgages also rise?
[May 2009] When unemployment goes up so seems the demand for self cert mortgages... Read
more
Self
cert mortgages and the ghost of Christmas past
[May 2009] The Bank of England has tried pouring many billions into the economy... Read
more
How the lenders
work out who to lend to
[April 2009] Lenders didn't always like the self employed as they couldn't always
ask for proof of employment... Read
more
Self-employed now have little choice of mortgage products
[April 2009] Self certification mortgages are seen as only for the self-employed... Read more
Lenders angst as self cert mortgages become too risky
[April 2009] Self certs have sometimes been labelled "liar loans" as applicants are not always required to prove their income... Read more
Self certification mortgages are still available
[March 2009] Despite the credit crunch and the tightening of lending criteria the self certified mortgage is still being offered Read more
Mortgage deals nearly impossible to find
[March 2009] Self cert mortgages hit by the credit crunch but is it a knock out blow? Read more
End of Self Cert Mortgages - End of an era?
[March 2009] The coming year will be hard for lenders and borrowers with deposits becoming higher and higher as the market place shrinks and the continuing feeling in the market place is one of a financial winter...Read more
Self Cert Loans - Financing the
self employed
[December 2007] A self employed person has many advantages,
but securing a loan can be more difficult as such people are seen as high
risk because of their incomes being variable and having no guaranteed
pay cheques... Read more
Self employed mortgages
and remortgages
[October 2007] Difficulties for the self employed in
mortgaging and remortgaging their homes occur because the self employed
often minimise their income for tax purposes... Read
more
The Truth About Self Certification
Loans
[September 2007] In the past ten years things have changed
for the self employed seeking loans. Lenders have had to change their
policy as more and more small businesses are setting up. Read
more
Increase in self cert
mortgages 'reflects customer needs'
[July 2007] The number of new self-certification and
buy-to-let mortgages on the market shows that the industry is becoming
more reflective of customer needs, mortgage lenders have claimed. Read
more
Self cert mortgages 'catering
for more people'
[July 2007] Self-certification mortgages are appealing
to an increasingly wide range of people, an expert has claimed. Read
more
The Fundamentals of Self Cert
Mortgages
[February 2007] If you are self employed and searching
for a mortgage it is likely that many obstacles will block your way, and
you are not alone. Read more
Fewer 'mortgage lies', FSA finds
[January 2007] There is no evidence that mortgage brokers
are systematically still letting self-employed borrowers inflate their
earnings, a report has found. Read more
Banks relax mortgage loan rules
[January 2007] People who have a poor credit history
or are self employed are finding it easier to borrow money to buy a home,
market analyst Datamonitor has said. Read
more
'All clear' for self-cert
loans
[December 2006] Lenders have adequate controls in place
to sell self-certification mortgages, the UK's financial watchdog has
said.
Self-cert mortgages
could skew market
[November 2006] Could you believe that a bank would invite
customers to defraud it? It may sound incredible, but that is what some
of Britain's biggest mortgage lenders have in effect been doing.
Fears over mortgage 'time
bomb'
[October 2006] A type of mortgage popular amongst self-employed
workers has been branded a "ticking timebomb" by leading analysts.
