Mortgage Service for the Self Employed
For too long the self employed, contract workers and employees who are paid by way of bonus or commissions have been discriminated against by mortgage lenders.
Self Cert Mortgage aims to break down the old barriers that have traditionally faced those who find it difficult to prove their income (self employed/contractors/freelancers).
We have the expertise and excellent relationships with lenders to ensure that we secure the funds you need, at competitive interest rates,
in an efficient and hassle free process that we handle for you from start to finish. We have been providing mortgage solutions for freelancers and the self employed for many years now.
Enquire now with our easy to use contact form. We'll be back in touch by email or by phone if you prefer, with recommendations that suit your specific requirements.
We strongly believe that you need to be able to weigh up the options in a relaxed and non pressurised manner and we will then leave it with you to contact us when you're happy to find out more or actually want to apply for your self cert mortgage.
Approval can be within 60 seconds with some lenders and we can therefore set the ball rolling immediately. Apply Online Now
Articles relating to self employed mortgages
Self Cert Loans - Financing the self employed
[December 2007] A self employed person has many advantages, but securing a loan can be more difficult as such people are seen as high risk because of their incomes being variable and having no guaranteed pay cheques... Read more
Self employed mortgages and remortgages
[October 2007] Difficulties for the self employed in mortgaging and remortgaging their homes occur because the self employed often minimise their income for tax purposes... Read more
The Truth About Self Certification Loans
[September 2007] In the past ten years things have changed for the self employed seeking loans. Lenders have had to change their policy as more and more small businesses are setting up. Read more
Increase in self cert mortgages 'reflects customer needs'
[July 2007] The number of new self-certification and buy-to-let mortgages on the market shows that the industry is becoming more reflective of customer needs, mortgage lenders have claimed. Read more
Self cert mortgages 'catering for more people'
[July 2007] Self-certification mortgages are appealing to an increasingly wide range of people, an expert has claimed. Read more
The Fundamentals of Self Cert Mortgages
[April 2007] If you are self employed and searching for a mortgage it is likely that many obstacles will block your way, and you are not alone. Read more
Fewer 'mortgage lies', FSA finds
[January 2007] There is no evidence that mortgage brokers are systematically still letting self-employed borrowers inflate their earnings, a report has found. Read more
Banks relax mortgage loan rules
[January 2007] People who have a poor credit history or are self employed are finding it easier to borrow money to buy a home, market analyst Datamonitor has said. Read more
